---
title: "Zakat on cryptocurrency and digital tokens"
description: "Cryptocurrency can be zakatable, but tokens are not all alike."
source: https://www.zakat-calculator.org.uk/zakat-on-crypto
retrieved: 2026-09-08T11:02:12.287Z
---
Practical Zakat guidance
# Zakat on cryptocurrency and digital tokens

Cryptocurrency can be zakatable, but tokens are not all alike.

World Aid Network · Updated 8 September 2026 · 3 min read
[Calculate your Zakat →](https://www.zakat-calculator.org.uk/zakat-calculator) The quick answer
Cryptocurrency can be zakatable, but tokens are not all alike. NZF treats coins used as currency and assets bought for resale as eligible at their market value; other tokens depend on what they represent. Convert eligible holdings to GBP on your assessment date and avoid double-counting wrapped or deposited assets.

## Identify each holding

List wallets and exchange accounts, the assets held, quantities and your actual ownership. A token representing a different asset needs the treatment appropriate to what it represents. NFTs, tokenised securities and protocol positions cannot all be classified solely by calling them “crypto”.

## Value consistently

Use a reliable price for the Zakat date and keep the source and time. NZF’s published approach generally assesses currency-like coins and holdings bought to resell at market value. Other tokens require examination of their nature. The calculation does not certify the permissibility of the asset or activity.

## Avoid double-counting in DeFi

If you deposit an asset and receive a token representing the same position, counting both at full value can duplicate your wealth. Locked, disputed, lost-key or inaccessible holdings require specific advice. Rewards that you do not yet own or cannot claim should not automatically be treated as available cash.

## A worked example

Suppose eligible digital assets are valued at £3,000 and you hold £4,000 other eligible assets. With £500 permitted debts, net wealth is £6,500. When the relevant nisab and hawl conditions are met, £6,500 × 0.025 = £162.50.

Record interest-like or otherwise impermissible income separately where disposal is required; it is not automatically an offset against Zakat.

## Sources & calculation method

Sources checked on 8 September 2026. External organisations publish their own guidance; a citation does not imply their endorsement of this website.
- [NZF: Zakat on cryptocurrencies](https://nzf.org.uk/knowledge/zakat-on-cryptocurrencies/)
- [Islamic Relief UK: cryptocurrency guidance](https://www.islamic-relief.org.uk/giving/islamic-giving/zakat/zakat-and-cryptocurrency/)

This is educational guidance. We identify differences where relevant and do not claim a named scholarly review. For a personal ruling, consult a qualified scholar familiar with your circumstances. [Our editorial policy](https://www.zakat-calculator.org.uk/editorial-policy).