--- title: "Zakat Calculator UK — Gold, Savings, Shares & Pensions" description: "Calculate your Zakat in GBP with a free detailed calculator. Add assets and permitted debts, check gold or silver nisab, and review your 2.5% estimate." source: https://www.zakat-calculator.org.uk/zakat-calculator retrieved: 2026-09-08T11:02:12.283Z --- Free · GBP · No account needed # Zakat calculator UK Add your eligible assets and permitted deductions for your Zakat date. Confirm your lunar anniversary to review the estimate. Checking indicative gold & silver prices… Uses silver Nisab by default and the Hanafi treatment of gold & silver jewellery, included. Where other schools differ, each [guide](https://www.zakat-calculator.org.uk/how-to-calculate-zakat) explains the alternative view. You can switch to the gold Nisab in the summary panel. Before you begin Open the asset sections that apply to you. Use values on your Zakat date. Count each asset once. Interest to dispose of must already be excluded from your asset entries. A result depends on the prices, deductions and scholarly method you choose. [Read the calculation method and sources →](https://www.zakat-calculator.org.uk/calculation-methodology)1 ### What you own ### Cash & Savings Total cash, savings & current accounts (£) Include PayPal and other e-wallet balances and cash at home ### Gold Include all gold jewellery (Hanafi ruling) or bullion. See our [gold Zakat guide](https://www.zakat-calculator.org.uk/zakat-on-gold).By weightBy £ valueGold weight & puritygramstola (11.664g)bhori (11.664g)24ct (pure)22ct21ct18ct14ct9ct Carat matters: 22ct jewellery is 91.67% gold — we price only the fine gold content Gold price per gram (£) — current spot ### Silver By weightBy £ valueSilver weight & puritygramstola (11.664g)bhori (11.664g)Fine (999)Sterling (925)Silver price per gram (£) ### Stocks, Shares & ISA Use current market value. See our [stocks & ISA guide](https://www.zakat-calculator.org.uk/zakat-on-stocks).Shares bought to resell / actively traded (£) Bought with the intention of selling for profit — fully zakatable at market value Shares & funds held long-term (£) Includes mutual funds, ETFs, unit trusts held for growth or dividends Full market value — counts the whole holding; check the method you follow25% of market value — some scholars allow estimating the companies' zakatable assetsEligible ISA amount not entered elsewhere (£) Include cash ISA balances or the eligible investment amount once. Do not duplicate values already in cash or shares. ### Cryptocurrency Total GBP value of all crypto on your Hawl date. See our [crypto Zakat guide](https://www.zakat-calculator.org.uk/zakat-on-crypto).Total crypto holdings (GBP value, £) Include Bitcoin, Ethereum, altcoins, stablecoins, staking rewards ### Pension Defined benefit (final salary) pensions are not zakatable before payout. For defined contribution pots, including some before access, see our [pension guide](https://www.zakat-calculator.org.uk/zakat-on-pension).I know the amountEstimate it for meZakatable pension amount (£) The eligible underlying assets from your fund statement or chosen scholarly method ### Business & Other Assets Business trade stock & inventory (current trade value, £) Goods held for sale. See [business guide](https://www.zakat-calculator.org.uk/zakat-on-business). Money owed to you — receivables (£) Outstanding invoices or loans you expect to be repaid 2 ### What you owe ### Debts & Liabilities Enter deductions permitted by the method you follow. Future expenses and the full mortgage balance are not automatically deductible. See our [debt guide](https://www.zakat-calculator.org.uk/zakat-on-debt).Bills, rent & tax due now (£) Utility bills, rent arrears, tax owed to HMRC for past periods Credit cards & Buy-Now-Pay-Later (£) Current card balances plus Klarna / Clearpay / PayPal Pay-in-3 instalments outstanding Loan repayments due within 12 months (£) Qualifying principal only, excluding interest. NZF permits up to 12 lunar months in specified circumstances. See the [student loan guide](https://www.zakat-calculator.org.uk/zakat-on-student-loan). Business liabilities due (£) Supplier invoices, wages owed, business bills payable now ### Interest (Riba) to Purify Interest is not your wealth and no Zakat is due on it — it must be given away in full to charity, separately from Zakat.Interest received (£) Record interest separately. Your cash and other asset entries must already exclude it; this field does not subtract it again. My lunar Zakat anniversary is due. Confirm the hawl condition to calculate the amount due. Enter a positive silver price per gram to check nisab. ### Check or enter metal prices Pure gold price per gram (£)Pure silver price per gram (£) Use the price on your Zakat date. These inputs also update nisab. Complete the prices for your selected nisab and any metal weights before using the estimate. Step 3 · Your ZakatTotal zakatable wealth£0.00Less debts due− £0.00Net zakatable wealth£0.00Nisab threshold (silver)£0.00Silver Nisab Price needed · defaultGold Nisab Price neededA current price is needed to check nisabZakat due (2.5%)—[Open donate page](https://www.zakat-calculator.org.uk/donate) Check the donation policy and recipient eligibility before paying. Start fresh / clear saved inputs Save your calculation Download calculation record (.txt) Saved automatically in this browser profile. Use Start fresh to clear it. A save link contains unencrypted financial values. Anyone with the link can read them. Copy save link Zakat anniversary reminder Add one reminder for the date you select. Check your Hijri anniversary each year; lunar years can be 354 or 355 days. Download calendar reminder (.ics) Asset guides [Zakat on Gold →](https://www.zakat-calculator.org.uk/zakat-on-gold)[Zakat on Jewellery →](https://www.zakat-calculator.org.uk/zakat-on-jewellery)[Stocks & ISA →](https://www.zakat-calculator.org.uk/zakat-on-stocks)[Cryptocurrency →](https://www.zakat-calculator.org.uk/zakat-on-crypto)[Pensions →](https://www.zakat-calculator.org.uk/zakat-on-pension)[Business assets →](https://www.zakat-calculator.org.uk/zakat-on-business)[Debts & BNPL →](https://www.zakat-calculator.org.uk/zakat-on-debt)[Nisab today →](https://www.zakat-calculator.org.uk/zakat-nisab-2026)Confirm anniversary—[View summary ↑](https://www.zakat-calculator.org.uk/zakat-calculator#calculation-summary) ## How to use your result The result is an educational estimate based on your entries. Count each asset once and keep the chosen prices, deductions and investment method with your record. If your circumstances are unusual, ask a qualified scholar before relying on a generic estimate. [Calculation method and sources](https://www.zakat-calculator.org.uk/calculation-methodology) · [Step-by-step guide](https://www.zakat-calculator.org.uk/how-to-calculate-zakat) · [Understanding nisab](https://www.zakat-calculator.org.uk/nisab) ## Common calculator questions ### What does this UK Zakat calculator include? It supports cash, gold and silver by weight or GBP value, shares, ISAs, crypto, business stock, receivables and defined contribution pension estimates. It subtracts the permitted liabilities you enter and checks the chosen nisab. ### How are the metal prices checked? The service uses indicative daily provider prices with their source date. Missing, invalid or stale data is rejected. You can enter a reliable GBP-per-gram price for your own Zakat date; changing it also changes the threshold. ### Why is the result zero or incomplete? You may be below the selected nisab, have no net eligible wealth, or still need to confirm your lunar anniversary or enter a metal price. The calculator must establish those inputs before showing an amount due. ### Which scholarly method does it use? The default includes personal gold and silver jewellery under the Hanafi approach and uses silver nisab. Pension and investment options describe their own methods. It does not implement every school’s rules or issue a personal ruling. ### Can I save my calculation? Yes. The full calculator saves inputs in your browser profile. Save links contain unencrypted financial values: anyone with the link can read them. A calendar reminder contains only a generic calculator link and your selected date.