Zakat calculator

Checking indicative gold & silver prices…

Uses silver Nisab by default and the Hanafi treatment of gold & silver jewellery, included. Where other schools differ, each guide explains the alternative view. You can switch to the gold Nisab in the summary panel.

Before you begin

Open the asset sections that apply to you. Use values on your Zakat date. Count each asset once. Interest to dispose of must already be excluded from your asset entries. A result depends on the prices, deductions and scholarly method you choose.

Read the calculation method and sources →
1

What you own

Cash & Savings

Include PayPal and other e-wallet balances and cash at home

Gold
Include all gold jewellery (Hanafi ruling) or bullion. See our gold Zakat guide.

Carat matters: 22ct jewellery is 91.67% gold — we price only the fine gold content

Silver
Stocks, Shares & ISA
Use current market value. See our stocks & ISA guide.

Bought with the intention of selling for profit — fully zakatable at market value

Includes mutual funds, ETFs, unit trusts held for growth or dividends

Include cash ISA balances or the eligible investment amount once. Do not duplicate values already in cash or shares.

Cryptocurrency
Total GBP value of all crypto on your Hawl date. See our crypto Zakat guide.

Include Bitcoin, Ethereum, altcoins, stablecoins, staking rewards

Pension
Defined benefit (final salary) pensions are not zakatable before payout. For defined contribution pots, including some before access, see our pension guide.

The eligible underlying assets from your fund statement or chosen scholarly method

Business & Other Assets

Goods held for sale. See business guide.

Outstanding invoices or loans you expect to be repaid

2

What you owe

Debts & Liabilities
Enter deductions permitted by the method you follow. Future expenses and the full mortgage balance are not automatically deductible. See our debt guide.

Utility bills, rent arrears, tax owed to HMRC for past periods

Current card balances plus Klarna / Clearpay / PayPal Pay-in-3 instalments outstanding

Qualifying principal only, excluding interest. NZF permits up to 12 lunar months in specified circumstances. See the student loan guide.

Supplier invoices, wages owed, business bills payable now

Interest (Riba) to Purify
Interest is not your wealth and no Zakat is due on it — it must be given away in full to charity, separately from Zakat.

Record interest separately. Your cash and other asset entries must already exclude it; this field does not subtract it again.

Confirm the hawl condition to calculate the amount due.

Enter a positive silver price per gram to check nisab.

Check or enter metal prices

Use the price on your Zakat date. These inputs also update nisab.

Complete the prices for your selected nisab and any metal weights before using the estimate.

Step 3 · Your Zakat
Total zakatable wealth£0.00
Less debts due£0.00
Net zakatable wealth£0.00
Nisab threshold (silver)£0.00
A current price is needed to check nisab
Zakat due (2.5%)
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